About the Center for Consumer Recovery

The Center for Consumer Recovery is a 501(c)(3) non-profit public charity.

Our mission is to improve the quality of life for our consumers and ensure a more stable future for themselves and their families.

We work to reduce the financial stress on families. Financial stress is the leading cause of breakup of families and is a primary cause of spousal abuse, child abuse and substance abuse. Reducing financial stress will stabilize families and create opportunities for economic advancement.

We focus on helping consumers resolve delinquent consumer debt.

We help each consumer in a way that works to stabilize the family.

We help find jobs and upgrade jobs. The service includes job search, resume writing, submission of job applications to employers, interview scheduling, interview rehearsal, reminders and follow-up.

We intercede with other creditors to stop most phone calls, negotiate advantageous payment plans and discounted settlements of debt.

We identify public and private social services to address family needs.

We provide access to financial literacy tools and skills development to build confidence and self-esteem.

We build trusting relationships by assisting consumers to improve their credit scores and debt-to-income ratios.

CCR invites and appreciates the donations of charitable foundations and from the public as we build a unique model of advocacy for consumers. We accept donations of cash, consumer debt and other assets from individuals, financial institutions, hospitals and general creditors.

Core Values:

Our core values are:

  • Commitment to quality service and education
  • Accountability to the public
  • Respect for diversity
  • Transparency, integrity and honesty
  • Accuracy, timeliness and follow through
  • Responsible stewardship of resources
  • Respect for the worth and dignity of individuals

All Services are Free

All of our services are available to you FREE of cost. No fees or charges of any kind.

There is never a cost to you to work with us or our service agencies. To assure the highest level of service for you, we have engaged Merit Consumer Services, a professional consumer support services company, to provide assistance to you. We are responsible for all charges for Merit’s services and there is never a cost to you!